Find hidden gems with AI evaluationFind hidden gems with AI evaluationEqual installment payments keep monthly amounts consistent, making planning easier. Equal principal payments decrease over time but start higher. Total repayment is less with equal principal.
As of 2025, variable rates are typically 1.5-3.0% and fixed rates 2.0-4.0%. Rates vary significantly by institution, property collateral value, and borrower profile.
Longer periods mean lower monthly payments but higher total interest. Many investors choose longer terms (25-35 years) for cash flow, then make prepayments when possible.
最大3つのローン条件を並べて比較。月額返済額・総返済額・総利息額を一覧で確認し、最もお得なローンを見つけましょう。
| 項目 | A銀行最安 | B銀行 | C銀行 |
|---|---|---|---|
| 借入額 | 5,000万円 | 5,000万円 | 5,000万円 |
| 金利 | 1.5% | 2% | 1.8% |
| 返済期間 | 30年 | 25年 | 35年 |
| 返済方式 | 元利均等 | 元利均等 | 元利均等 |
| 月額返済額 | 17万円 | 21万円 | 16万円 |
| 総返済額 | 6,212万円 | 6,358万円 | 6,743万円 |
| 総利息額 | 1,212万円 | 1,358万円 | 1,743万円 |